Dog bites can cause serious injuries that are costly to treat. Dog attack injuries were responsible for over $600 million dollars in homeowner’s insurance claims in 2016. A recent report by the Insurance Information Institute (III) notes that the prevalence of dog bites has increase in recent years.
How common are dog bites? Between 2015 and 2016 claims for injuries related to dog bites increase from 15,352 to 18,123. This translates to an 18 percent increase in one year.
What should I do if bitten by a dog? First, it is most important to seek medical assistance. If police were not contacted during the attack to provide assistance, it is also important to report the attack as soon as possible. In addition to the police, a report to the Hayward Animal Services Bureau is also generally required.
Should I hold the dog owner responsible? Although many victims understand that they can hold the dog owner responsible for the costs of the injury, they may question whether or not they should. It is important to understand that the costs associated with these injuries can become very expensive. The III report states that each claim averaged $33,320. This is a cost that the victim does not have to cover when another is responsible for the injuries.
How can I hold the dog owner responsible for the attack? In most cases, an owner can be held financially responsible for the costs associated with the attack through either an insurance claim or personal injury lawsuit.